By the time you receive this, we'll be halfway through December and going right into the Holidays. The end of the year is fast approaching and it has been quite the year! As I mentioned in my last newsletter, 2018 has been a rough one. Both Canada and the USA had hit record highs earlier in the year but we're certainly not at those highs right now. We had a very rough October and there continues to be a lot of global uncertainty. Here in Canada, we've struggled with very low prices for our oil.